The Yacht Banker Difference

Welcome to The Yacht Banker, your premier source for specialized marine financial services tailored for all types of vessels, from center consoles to ocean-crossing yachts. Whether you're looking to invest in a weekend fishing retreat or plan to charter in the stunning Caribbean or Mediterranean, we offer financing and insurance solutions designed to deliver outstanding value. Experience the exceptional service you deserve with The Yacht Banker.

Buying a Boat That Doesn’t Qualify for Traditional Financing? We’ve Got You Covered.

Are you eyeing a boat that needs a little TLC or one that’s considered too old for standard marine loans? Don’t worry—you still have options. At The Yacht Banker, we specialize in flexible financing solutions for boats that fall outside the typical lending guidelines.

Our unsecured personal loans are designed to give you the freedom to purchase any type of boat—regardless of its age, condition, or inspection status.

Unsecured Boat Loan Highlights

  • Loan Amounts: $5,000 to $100,000

  • Rates Starting at: 6.49% APR

  • No Collateral Required: Perfect for boats that don’t meet traditional lender requirements

  • Fast Approval Process: Get funding quickly and move forward with your purchase

  • Use Funds as You Choose: Buy the boat, cover repairs, upgrades, or equipment

Whether it’s a project boat, a classic vessel, or a great deal that just needs a bit of work, our unsecured financing gives you the flexibility to make it happen—without the red tape.

Take the Next Step

Don’t let outdated lending rules keep you off the water. Click below for full details and to apply online. Your dream boat—even if it’s a fixer-upper—is closer than you think.

THE IMPORTANT THINGS TO KNOW

I WANT TO KNOW WHAT THE RATES ARE

The number one question and most logical question. We write loans with many different lenders to get you the best rate available. Click on the image above to be taken to our “Rates” page.

I NEED BOAT INSURANCE

NewCoast Financial is your one stop for financing and insurance needs. Click on the image above to get a quote for your boat or RV. (PLEASE SELECT PETER JONES AS YOUR SALESPERSON OR PUT MY NAME IN THE NOTES SECTION)

Watch our latest YouTube video here.

WHAT CAN THE YACHT BANKER DO FOR ME?

I am available to help guide you through the process and address any inquiries you may have. You can trust that I will handle all aspects of securing your dream boat, from financing to insurance, eliminating the need to juggle multiple contacts and phone numbers. Let me take care of everything so you can enjoy the best possible options for making your boating dreams come true.

I DO ALL THE WORK FOR YOU

NEWCOAST FINANCIAL STRENGTH

By partnering with Newcoast, you can tap into a network of 20 top-tier banks that specialize in providing competitive marine financing solutions. Instead of submitting your application to every bank, we carefully match your unique requirements with the most suitable lender. Thanks to our substantial loan volume with these banks, we can negotiate favorable terms on your behalf, leveraging our strong relationships to your advantage.

ONE STOP FOR FINANCING AND INSURANCE

Traditionally, after securing your financing you would need to start the search for insurance separately. However, with Newcoast, we can streamline the process by handling all of your insurance requirements simultaneously as we arrange your financing. This integrated approach offers you a simpler and quicker experience. While you have the freedom to choose any insurance provider you prefer, allowing us to manage this aspect during the loan process can save you significant time and effort.